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COVID-19, Mortgage Forbearance and the Next Steps

In March, the federal government put into law the CARES Act which helped affected homeowners put their mortgage into forbearance. The initial plan allowed homeowners to stop making payments on their mortgage for 3 months without risking a penalty or foreclosure. As we near the end of the 3 months, many homeowners wonder, what now? The forbearance plan doesn’t erase your d [...]

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The Advantages Of A Dual-Location Lifestyle

Commuting for hours in traffic on a daily basis is a waste of resources, time, and money. It is stressful and bad for the environment. The infrastructure in many parts of the United States is falling apart. The roads and highways do not have suffic [...]

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Questions To Ask When Transitioning To A Retirement Community

One of the dreams that many people have is to eventually retire. People work their entire lives and save diligently to be able to enjoy those golden years. When the time finally comes, people need to think about the community that is right for them [...]

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Tips On How To Get The Home You Want In A ‘Seller’s Market’

A "seller's market" happens when there are more potential buyers than homes for sale. In a seller's market, people looking for a home may feel frustration and not easily find the home that they want. When they find a home for sale that they like, t [...]

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What’s Ahead For Mortgage Rates This Week – December 23rd, 2019

Last week’s economic reports included readings from the National Association of Home Builders on housing markets; the National Association of Realtors® released data on sales of previously-owned homes and the Commerce Department released [...]

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The Most Commonly Searched Household How-To Remedies

Owning a home comes with a lot of responsibility. Many of the responsibilities that people think about involve home maintenance. There are few things that frustrate a homeowner more than having repair and maintenance bills come up. At the same time [...]

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Culture Clash: Why Boomers Are Moving Back to Big Cities

"Baby Boomers," defined as people who were born between 1946-1964, are the wealthiest generation to ever retire, as well as the largest. According to U.S. Census Bureau projections, the population of people 65 and older will increase by 36% between [...]

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The Risks And The Rewards Of Buying Homes In An ‘As-Is’ Condition

When considering buying a home in an "as-is" condition, the buyer takes all the risk of anything needed to bring the property back up to current building codes and make it ready for occupation or re-sale. There can be bargains in as-is properties i [...]

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How Growing, Multi-Generational Families Impact Home Design And Financing

There has been a surge in families who have multiple generations living together. In many cultures, children take care of their parents as they age. This is done in an effort to repay the parents for raising them during their childhood. At the same [...]

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What’s Ahead For Mortgage Rates This Week – December 16th, 2019

Last week’s economic reports included readings on inflation and retail sales; the Federal Reserve released its post-meeting statement from its Federal Open Market Committee. Weekly readings on mortgage rates and new jobless claims were also r [...]

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3 Traps First-Time Homebuyers Fall Into — And How To Avoid Them

When someone purchases their first home, this is a significant step. There are a number of issues that people need to think about because purchasing a home is typically someone's most significant investment. With this in mind, there are three commo [...]

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Another 5 Star Review For Bond Stret Mortgage!

Working with Steven Saladino was pleasure. He and his team made the process very smooth right from the first day to the very last. Everything was handled very meticulously and professionally. Steven was very detailed and thorough with his explanations whenever we had questions, and was never hesitant to clarify any matter that presented doubt or confusion. Our closing could not [...]

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⭐⭐⭐⭐⭐ Review From Srijan Bera

Working with Steven Saladino was pleasure. He and his team made the process very smooth right from the first day to the very last. Everything was handled very meticulously and professionally. Steven was very detailed and thorough with his explanations whenever we had questions, and was never hesitant to clarify any matter that presented doubt or confusion. Our closing could not [...]

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FOMC Statement: Fed Holds Steady On Its Interest Rate Range

The Federal Open Market Committee of the Federal Reserve announced its unanimous decision not to change to the current target federal funds range of 1.50 to 1.75 percent. The committee’s customary post-meeting statement said the decision not [...]

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How Much Do I Need To Start Investing In Real Estate?

It is important for everyone to diversify their investments and one of the assets that people often look toward is real estate. In a healthy market, real estate should appreciate in value. It is often less risky than investing in individual stocks [...]

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Can A Reverse Mortgage Impact Your Social Security Or Medicare Benefits?

One of the most common worries that people have is money. When it comes to those golden retirement years, many people worry about running out of money. At the same time, most people who reach their retirement years have a lot of equity in their hom [...]

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What’s Ahead For Mortgage Rates This Week – December 9th, 2019

Last week’s economic reports included readings on construction spending and multiple labor sector reports including private and public sector jobs and the national unemployment rate. Weekly reports on average mortgage rates and first-time job [...]

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5 Essential Tips For Painting A House

When someone makes the decision to purchase a home, they often want to add their own personal touch, style, and flair to the home. One of the ways to do this is to paint the home. Of course, painting a home is a significant investment in terms of b [...]

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Should You Get A Second Mortgage To Pay For College?

College is expensive and everyone needs to think about how they are going to cover the costs. Some of the costs include tuition, room and board, meals, books, and spending money. In order to pay for college, some people consider taking out a second [...]

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Another 5 STAR REVIEW for Michael LiPari!

Mike and his team are absolute professionals. Mike is honest, trustworthy and creative, and after two successful experiences that included both a new house loan and refi, I couldn't recommend anyone better. -Ian Spohn [...]

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Case Shiller, FHFA Report Uptick In Home Price Growth In September

Case-Shiller’s National Home Price Index showed 3.20 percent national home price growth in September, which was 0.10 percent higher than August’s reading of 3.10 percent. The 20-City Home Price Index showed the continued impact of exorb [...]

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⭐⭐⭐⭐⭐ Review From Patricia Silveira

I would give 6 stars if it was allowed to. I'm 100% satisfied with the whole process involving my mortgage application. Jonathan Coccia was very patient and helpful. Also, great & fast service from Raegan, Christie and Vanessa. I can only say thank you so much to all Bond Street Mortgage team that helped me pursue my dream. - Patricia Silveira [...]

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Another 5 Star Review For Bond Stret Mortgage!

I would give 6 stars if it was allowed to. I'm 100% satisfied with the whole process involving my mortgage application. Jonathan Coccia was very patient and helpful. Also, great & fast service from Raegan, Christie and Vanessa. I can only say thank you so much to all Bond Street Mortgage team that helped me pursue my dream. -Patricia Silveira [...]

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How Are Mortgage Rates Determined?

When someone is interested in buying a home, there are a number of factors that people need to consider. Some of these include the budget, the size of the home, and the mortgage interest rates.  The mortgage rate is going to play a tremendous [...]

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What’s Ahead For Mortgage Rates This Week – December 2nd, 2019

Last week’s economic news included readings from Case-Shiller Home Price Indices, readings on new and pending home sales and weekly readings on mortgage rates and new jobless claims. The holiday break on Thursday and Friday curtailed some eco [...]

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How Much Of A Down Payment Should I Make On My Home?

There are a lot of steps that people need to take when buying a home. One of the most common issues that people discuss is the down payment. Most banks will require a down payment so that they aren't the only ones taking on the risk of buying a hom [...]

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3 Crucial Questions To Ask Before You Co-Sign A Mortgage

A mortgage is a significant responsibility. For this reason, many people have someone co-sign with them on their mortgage. Before agreeing to co-sign on any mortgage, it is important to ask the right questions. There are several crucial questions t [...]

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3 Signs You’re Not Ready To Buy A Home

Those who are looking at buying a home need to think about whether or not they are truly ready for this responsibility. When someone takes out a mortgage, this is frequently the largest loan someone will ever apply for in their life. Furthermore, o [...]

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What’s Ahead For Mortgage Rates This Week – November 25th, 2019

Last week’s scheduled economic news releases included readings on builder sentiment from the National Association of Home Builders and. Commerce Department data on housing starts and building permits issued. The National Association of Realto [...]

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⭐⭐⭐⭐⭐ Review From Rev. Annie Arakelian

Great Experience with Craig and Dan, as well as their staff. Very patient and knowledgeable to teach and explain details of all the questions and concerns we had. We got the best service and the best rate you can get on the market. Highly recommend them. Thank you for your service. - Rev. Annie Arakelian [...]

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Another 5 Star Review For Bond Stret Mortgage!

Great Experience with Craig and Dan, as well as their staff. Very patient and knowledgeable to teach and explain details of all the questions and concerns we had. We got the best service and the best rate you can get on the market. Highly recommend them. Thank you for your service. -Rev. Annie Arakelian [...]

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How Much Money To Budget For Home Maintenance

Owning a home comes with a lot of responsibilities. One of these involves home maintenance. Sometimes, people are surprised by the size and frequency of home maintenance costs. In order to reduce the stress that comes with home maintenance, it is i [...]

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5 Essential Books To Read Before Starting In Real Estate

It is important for everyone to put money in a position to make money in order to make financial dreams come true. One of the common targets that people circle is real estate investing. Before jumping into the world of real estate investing, it is [...]

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Four Common Headaches Of A Homeowners Association

When you are looking to purchase a home, you might hear a lot about something called a homeowners association, often shortened to HOA. While there are benefits of having an HOA in a living community, these benefits also have their drawbacks. There [...]

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Three Important Benefits Of An Open Floor Plan

If you are looking for a new home, or if you are looking to renovate your existing home, you might have heard about something called an open floor plan. In today's era of housing, this layout has become more popular. In an open floor plan, there is [...]

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Another 5 STAR REVIEW for Craig Andriulli!

Bond Street has very strong professionals working there who helped and guided me along the way. This is the first time i am going through this process and they are highly recommended as they made the process easy and simple. - Edgar Santillan [...]

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What’s Ahead For Mortgage Rates This Week – November 18th, 2019

Last week’s economic reporting included readings on inflation, testimony by Federal Reserve Chair Jerome Powell, and weekly readings on mortgage rates and new unemployment claims. Rising Gas Prices Fuel Jump in Inflation Consumer inflation in [...]

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How To Navigate The Changing Remodeling Market

Remodeling is a common project that homeowners take on. If you are looking to remodel your home, it is important to keep in mind that this involves more than just improving your living area. If you remodel your home, you might also be expecting to [...]

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How To Practice Electrical Safety Around Your Home

Electricity plays an important role in your home. It helps keep you warm, allows you to cook meals, and brightens up the interior of your house. At the same time, electricity is a common hazard. Electrocution accidents can lead to burns, serious in [...]

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4 Critical Tips To Consider When Hiring A Home Contractor

There are many reasons why you might be interested in hiring a home contractor. These professionals are an important part of helping someone attain their dream home. While everyone cares about the price of the contractor, this is not the only facto [...]

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