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In March, the federal government put into law the CARES Act which helped affected homeowners put their mortgage into forbearance. The initial plan allowed homeowners to stop making payments on their mortgage for 3 months without risking a penalty or foreclosure. As we near the end of the 3 months, many homeowners wonder, what now? The forbearance plan doesn’t erase your d [...]

Commuting for hours in traffic on a daily basis is a waste of resources, time, and money. It is stressful and bad for the environment. The infrastructure in many parts of the United States is falling apart. The roads and highways do not have suffic [...]

One of the dreams that many people have is to eventually retire. People work their entire lives and save diligently to be able to enjoy those golden years. When the time finally comes, people need to think about the community that is right for them [...]

A "seller's market" happens when there are more potential buyers than homes for sale. In a seller's market, people looking for a home may feel frustration and not easily find the home that they want. When they find a home for sale that they like, t [...]

Last week’s economic reports included readings from the National Association of Home Builders on housing markets; the National Association of Realtors® released data on sales of previously-owned homes and the Commerce Department released [...]

Owning a home comes with a lot of responsibility. Many of the responsibilities that people think about involve home maintenance. There are few things that frustrate a homeowner more than having repair and maintenance bills come up. At the same time [...]

"Baby Boomers," defined as people who were born between 1946-1964, are the wealthiest generation to ever retire, as well as the largest. According to U.S. Census Bureau projections, the population of people 65 and older will increase by 36% between [...]

When considering buying a home in an "as-is" condition, the buyer takes all the risk of anything needed to bring the property back up to current building codes and make it ready for occupation or re-sale. There can be bargains in as-is properties i [...]

There has been a surge in families who have multiple generations living together. In many cultures, children take care of their parents as they age. This is done in an effort to repay the parents for raising them during their childhood. At the same [...]

Last week’s economic reports included readings on inflation and retail sales; the Federal Reserve released its post-meeting statement from its Federal Open Market Committee. Weekly readings on mortgage rates and new jobless claims were also r [...]

When someone purchases their first home, this is a significant step. There are a number of issues that people need to think about because purchasing a home is typically someone's most significant investment. With this in mind, there are three commo [...]

Working with Steven Saladino was pleasure. He and his team made the process very smooth right from the first day to the very last. Everything was handled very meticulously and professionally. Steven was very detailed and thorough with his explanations whenever we had questions, and was never hesitant to clarify any matter that presented doubt or confusion. Our closing could not [...]

Working with Steven Saladino was pleasure. He and his team made the process very smooth right from the first day to the very last. Everything was handled very meticulously and professionally. Steven was very detailed and thorough with his explanations whenever we had questions, and was never hesitant to clarify any matter that presented doubt or confusion. Our closing could not [...]

The Federal Open Market Committee of the Federal Reserve announced its unanimous decision not to change to the current target federal funds range of 1.50 to 1.75 percent. The committee’s customary post-meeting statement said the decision not [...]

It is important for everyone to diversify their investments and one of the assets that people often look toward is real estate. In a healthy market, real estate should appreciate in value. It is often less risky than investing in individual stocks [...]

One of the most common worries that people have is money. When it comes to those golden retirement years, many people worry about running out of money. At the same time, most people who reach their retirement years have a lot of equity in their hom [...]

Last week’s economic reports included readings on construction spending and multiple labor sector reports including private and public sector jobs and the national unemployment rate. Weekly reports on average mortgage rates and first-time job [...]

When someone makes the decision to purchase a home, they often want to add their own personal touch, style, and flair to the home. One of the ways to do this is to paint the home. Of course, painting a home is a significant investment in terms of b [...]

College is expensive and everyone needs to think about how they are going to cover the costs. Some of the costs include tuition, room and board, meals, books, and spending money. In order to pay for college, some people consider taking out a second [...]

Mike and his team are absolute professionals. Mike is honest, trustworthy and creative, and after two successful experiences that included both a new house loan and refi, I couldn't recommend anyone better. -Ian Spohn [...]

Case-Shiller’s National Home Price Index showed 3.20 percent national home price growth in September, which was 0.10 percent higher than August’s reading of 3.10 percent. The 20-City Home Price Index showed the continued impact of exorb [...]

When someone is interested in buying a home, there are a number of factors that people need to consider. Some of these include the budget, the size of the home, and the mortgage interest rates.  The mortgage rate is going to play a tremendous [...]

Last week’s economic news included readings from Case-Shiller Home Price Indices, readings on new and pending home sales and weekly readings on mortgage rates and new jobless claims. The holiday break on Thursday and Friday curtailed some eco [...]

There are a lot of steps that people need to take when buying a home. One of the most common issues that people discuss is the down payment. Most banks will require a down payment so that they aren't the only ones taking on the risk of buying a hom [...]

A mortgage is a significant responsibility. For this reason, many people have someone co-sign with them on their mortgage. Before agreeing to co-sign on any mortgage, it is important to ask the right questions. There are several crucial questions t [...]

Those who are looking at buying a home need to think about whether or not they are truly ready for this responsibility. When someone takes out a mortgage, this is frequently the largest loan someone will ever apply for in their life. Furthermore, o [...]

Last week’s scheduled economic news releases included readings on builder sentiment from the National Association of Home Builders and. Commerce Department data on housing starts and building permits issued. The National Association of Realto [...]

Great Experience with Craig and Dan, as well as their staff. Very patient and knowledgeable to teach and explain details of all the questions and concerns we had. We got the best service and the best rate you can get on the market. Highly recommend them. Thank you for your service. - Rev. Annie Arakelian [...]

Great Experience with Craig and Dan, as well as their staff. Very patient and knowledgeable to teach and explain details of all the questions and concerns we had. We got the best service and the best rate you can get on the market. Highly recommend them. Thank you for your service. -Rev. Annie Arakelian [...]

Owning a home comes with a lot of responsibilities. One of these involves home maintenance. Sometimes, people are surprised by the size and frequency of home maintenance costs. In order to reduce the stress that comes with home maintenance, it is i [...]

It is important for everyone to put money in a position to make money in order to make financial dreams come true. One of the common targets that people circle is real estate investing. Before jumping into the world of real estate investing, it is [...]

When you are looking to purchase a home, you might hear a lot about something called a homeowners association, often shortened to HOA. While there are benefits of having an HOA in a living community, these benefits also have their drawbacks. There [...]

If you are looking for a new home, or if you are looking to renovate your existing home, you might have heard about something called an open floor plan. In today's era of housing, this layout has become more popular. In an open floor plan, there is [...]

Bond Street has very strong professionals working there who helped and guided me along the way. This is the first time i am going through this process and they are highly recommended as they made the process easy and simple. - Edgar Santillan [...]

Last week’s economic reporting included readings on inflation, testimony by Federal Reserve Chair Jerome Powell, and weekly readings on mortgage rates and new unemployment claims. Rising Gas Prices Fuel Jump in Inflation Consumer inflation in [...]

Remodeling is a common project that homeowners take on. If you are looking to remodel your home, it is important to keep in mind that this involves more than just improving your living area. If you remodel your home, you might also be expecting to [...]

Electricity plays an important role in your home. It helps keep you warm, allows you to cook meals, and brightens up the interior of your house. At the same time, electricity is a common hazard. Electrocution accidents can lead to burns, serious in [...]

There are many reasons why you might be interested in hiring a home contractor. These professionals are an important part of helping someone attain their dream home. While everyone cares about the price of the contractor, this is not the only facto [...]

I wish I could give 10 stars for the level of service we received from Alex throughout our entire mortgage process. I could always reach Alex which is very different than my experience with other loan officers. He constantly anticipated what would be requested ahead of time so my processing literally flew by. Can't say enough about what Alex did for my family to assist in makin [...]

- Keith Mcnair [...]