Is Using a Credit Card to Pay Your Mortgage a Viable Option

In the past, paying your mortgage with a credit card was virtually unachievable. Today, although it’s becoming more attainable, it’s important to consider whether this approach is financially prudent.

Swipe Your Way to Homeownership: The Truth About Paying Your Mortgage with a Credit Card

Previously, using a credit card to pay your mortgage was virtually unfeasible. Today, it has become more accessible—but is it a wise choice?

Navigating Mortgage Decisions After Job Loss: Suze Orman’s Expert Guidance

If you find yourself unemployed, immediately paying off your mortgage may not be advisable. Suze Orman recommends conserving your savings and only considering mortgage repayment when it’s truly necessary.

Navigating Mortgage Decisions After Job Loss: Insights from Suze Orman

If you lose your job, should you consider paying off your mortgage? Suze Orman recommends holding onto your savings and only using them when it’s truly essential, rather than hastily draining your reserves.

Navigating Joint Mortgage Payments: Dave Ramsey’s Advice for Married Couples

Married partners frequently face the choice of how to handle mortgage responsibilities. Financial expert Dave Ramsey shares his perspective on this issue, offering insights that might be unexpected.

Dave Ramsey’s Advice on Sharing Mortgage Payments in Marriage

Is it beneficial for married partners to divide mortgage responsibilities? Financial expert Dave Ramsey offers his insights on the topic, and his perspective may be unexpected.

Empowering Teens with Mortgage Knowledge for Future Homeownership

Introducing mortgage rate education in high school can equip future homebuyers with the knowledge they need to achieve success and make the process of purchasing a home more straightforward.

Empowering Teens with Mortgage Knowledge for a Smarter Homeownership Future

Introducing education on mortgage rates during high school can prepare aspiring homebuyers for a smoother transition into homeownership and enhance their chances of success.

Assuming Your Parents’ Mortgage: A Viable Shortcut to Homeownership?

Taking on a parents’ mortgage can be a smart financial move for many adult children. However, it is crucial to fully understand each part of the process.

Top Factors That Can Derail Your FHA Loan Approval

Securing an FHA home loan can be challenging if certain criteria aren’t met. In 2025, homebuyers must be particularly proactive in maintaining their credit and financial health to enhance their loan approval chances. Understanding and meeting lender expectations regarding credit scores, verified income, and a solid credit history are key steps toward obtaining approval.

For FHA loans, applicants with FICO scores below 500 are not eligible. Those with scores between 500 and 580 might qualify but will need to make a higher down payment of 10%, compared to the standard minimum of 3.5% for higher scores. Additionally, individual FHA lenders may have their own specific requirements, so it’s important to shop around and compare different lenders to find the best fit.

Employment stability also plays a significant role in the approval process. If you have been in the workforce for less than two years, it could negatively impact your application. Demonstrating consistent and reliable employment can greatly improve your chances of securing an FHA loan.