Tag Archives for " Mortgage "
Is A Reverse Mortgage Right For You?
Imagine the bank depositing monthly premiums into your account instead of you writing a mortgage check. That’s basically how a reverse mortgage works.
Continue readingWhat To Ask About How Loan Application Data Is Kept Private
After hackers breached Equifax and stole vital financial records of 145 million Americans, people have a right to be afraid of disclosing personal information. That’s why it’s imperative that lending institutions to do everything in their power to protect your privacy.
Continue reading4 Things You Should Know About Conventional Mortgage Rates
Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers.
Continue reading4 Things You Should Know About Conventional Mortgage Rates
Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers.
Continue reading4 Things You Should Know About Conventional Mortgage Rates
Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers.
Continue readingDoes Private Mortgage Insurance Make Sense For You?
If you are reading this article, it’s entirely possible that you are considering buying a home. It’s also likely that you are weighing certain financial options between a sizable down payment or taking on the expense of mortgage insurance.
Continue readingTop Uses Of A HELOC
Homeowners who have equity built up in their homes can tap into that equity using a home equity line of credit, or HELOC. This financial tool can be a great way to accomplish a number of financial goals.
Continue readingSeller-Paid Closing Costs In A Seller’s Market? Yes, It’s Still Possible
For first-time home buyers, closing costs are a major hurdle for home ownership. Coming up with a down payment and several thousand dollars for closing costs can be hard without home equity to tap.
Continue readingUnderstanding the Factors That Impact Your Credit Score
Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score.
Continue readingWhat You Need To Know About Short Sales
On the surface, a short sale seems like the perfect deal. However, before you take the plunge, you need to understand how this type of home purchase works.
Continue reading