Why Buyers
FHA
- Only 3.5 % down: Keep more cash for furniture & repairs.
- Credit-flexible: Scores 580+ qualify for top tier.
- Seller-paid costs: Up to 6 % allowed—less out-of-pocket.
- Streamline refi: Drop your rate later with no appraisal.
Say goodbye to 20 % down payments and sky-high credit hurdles. Our FHA-approved team turns renters into owners—often in 30 days or less.
Yes—an upfront premium (financed into the loan) and a low monthly premium. You can remove it by refinancing once you reach 20 % equity.
Absolutely. Parents, grandparents, or close relatives can gift 100 % of your required down payment with a simple gift letter.
They vary by county—$498,257 (1-unit) in most areas and up to $1,149,825 in high-cost metros. We’ll confirm your limit during pre-qual.
Ready to see your numbers? Scroll back to the top and complete the 60-second questionnaire—no commitment, no SSN hard-pull.