Category Archives for "Mortgage Stufff"
What’s Ahead For Mortgage Rates This Week – March 11h, 2019
Last week’s economic news included readings on new home sales, construction spending, and housing starts. Data on building permits was released along with Labor Department reports on public and private-sector jobs and the national unemployment rate. Weekly readings on mortgage rates and new jobless claims were also released.
Continue reading5 Options To Consider When Your Appraisal Comes In Low
Yikes! You are already set on buying the home that you picked out and the appraisal comes back at a lower amount than the amount needed for the home loan to be approved. What do you do? After you calm down your significant-other and then take three deep breaths, here are some options to consider.
Continue reading5 Key Tips To Prepare For A Quick Mortgage Approval
Whether you’re finally prepared to get into the real estate market or you want to know how you can make a deal quick, there are a few necessary documents you’ll need to prove your reliability to a mortgage lender.
Continue readingWhat’s Ahead For Mortgage Rates This Week – March 4th, 2019
Last week’s economic reports included readings from Case-Shiller Housing Price Indices and Commerce Department reports on housing starts and building permits issued. Readings on pending home sales and consumer confidence were released along with weekly reports on mortgage rates and initial jobless claims.
Continue reading8 Ways To Maintain A Great Credit Score
Having an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score.
Continue readingCase-Shiller: December Home Price Growth Slowest in 4 Years
Case-Shiller Home Price Indices reported the slowest rate of U.S. home price growth since November 2014. According to the 20-City Home Price Index, Home prices grew by 4.20 percent year-over-year and were 0.20 percent higher in December as compared to November. The 20-City Home Price Index fell short of analysts’ expected gain of 4.80 percent year-over-year. Case-Shiller’s National Home Price Index reported home prices increased 4.70 percent in the fourth quarter of 2018.
Continue readingManaging Finances Before Applying For A Mortgage
Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let’s take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.
Continue reading3 Ways To Help Your Kids Deal With The Move
Kids of all ages often have a hard time dealing with moving. They may not be able to understand why the family can’t stay in the same place forever. Even with explanations, children often can’t readily envision how amazing the new place will be.
Continue readingUnderstanding Your Debt To Income Ratio
When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the underwriter to calculate your debt to income ratio.
Continue readingHome Updates That Make Good Multi-Generational Sense
Multi-generational households and the growing preference on the part of many retirees toward “aging in place” have altered home design in recent years. Interiors are more open, more functional and more adaptable that they were even a decade ago.
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